Unlock Your Property Dreams with Charter Private

Start your application in less than 24 hours

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50+ Lenders

Including the big 4 Australian banks

We make finding the right lender simple and easy for you

Refinance Loans
First Home Buyers
Investment Property Loans
Commercial Loans

"Charter Private are the best mortgage brokers in town. We needed a quick refinance, and they delivered. Excellent service, sharp delivery, and just a all round easy experience."

Steven C, Melbourne

Melbourne’s refinancing experts

96% of clients obtain a lower rate through Charter Private as opposed to Banks and Lenders

$750+ million worth of loans written

1,000+ happy clients & counting

20+ years finance experience

We'll negotiate the best rates for you

Less than 1 day average processing times

Less than 1 hour average response times

Free consultation before all applications

Award Winning Technology

Here is how our process works

Step 1

Reach out to one of our Brokers

Step 2

We assess your financial circumstances

Step 3

We do the leg work to get your loan approved and save you time

Step 4

We manage the settlement of your new loan

One-touch application

Fully digital process

We request information from you via our smart digital application form, and we handle the tedious paperwork. We ensure the right loan to save you money.

We are fast

Never be left behind

Unlike the Big Banks, we work alongside you. With technology that can give real-time updates and approvals of your application, we work to achieve a fast outcome and save you money.

Sleep easy

Your partner in finance

Your loan is always our top priority. We regularly complete complimentary loan reviews to ensure that your loan continues to be the most competitive option.

Hear from some of our happy clients

  • THE BEST!! There are not enough words to thank Courtney for her professionalism, hard work and understanding for her clients needs. Courtney and the team at Charter Private are the best brokers I have worked with ever!

    Jackie G - Google Review

  • Courtney from Charter Private was such a pleasure to deal with and made every step of this process completely easy and stress free. She is very knowledgeable and worked hard to meet our needs. Highly recommend!

    Tim B - Google Review

  • After having issues with my finance at the bank, I was recommended to go try a broker. The team at Charter Private were so helpful in helping me purchase my first home. Courtney made the process seamless and explained everything in detail each step of the way. I’m so happy with the level of service they provided. Thank you!

    Hannah J - Google Review

  • Charter Private helped me secure an investment property, when I went to 2 other brokers and they told me that I couldn’t borrow to purchase a property. Not only did they help me purchase a investment property, they put in a strategy to help purchase another investment property, so I could keep continuing my investment journey. Since then I’ve been with them for 3 years.

    Ambesi - Google Review

Frequently asked questions

How does partnering with a Mortgage Broker simplify the refinancing process?

A Mortgage Broker takes charge of intricate details, managing paperwork, negotiations, and communication with lenders. This not only saves you valuable time and effort but also ensures a seamless and efficient experience throughout the refinancing journey.

Are Mortgage Broker rates truly competitive?

Absolutely. Mortgage Brokers leverage a vast network of lenders, fostering healthy competition. Their substantial business volume and industry expertise often unlock exclusive deals, enabling clients to secure rates that are more favourable compared to dealing directly with banks.

What's the typical duration of the refinance process?

The duration varies, influenced by individual circumstances, property type, and lender processes. Rest assured, our team will guide you through each step, providing timely updates and ensuring a smooth and efficient experience tailored to your needs.

Will you actively manage my loan beyond the refinancing process?

Absolutely. As your dedicated Mortgage Broker, we regularly review your loan, ensuring alignment with your financial goals. We stay ahead of market changes, advocate for you with lenders when needed, and provide updates to keep you informed. This ongoing commitment ensures your mortgage is actively managed for sustained financial well-being.

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